We are focused on helping our clients with income tax planning and preparation, and the orderly and tax efficient accumulation, protection and transfer of their wealth.
You have spent your working career building your nest egg. As you approach retirement, you should think about Preserving Your Wealth through Income Tax, Investment*, Estate and Insurance planning With help from John Lazar, your Financial Professional.
When Benjamin Franklin noted that “It’s not how much you make that counts, but how much you keep," he was stating a simple but often overlooked rule of planning for your future.
Why Do We Say This Rule Is Overlooked?
Some Americans who are approaching retirement have not taken steps to protect what they have earned and saved over the years from unforeseen circumstances.
Many have left how to pay the cost of long term care in the home or in a nursing home to chance. These costs can be substantial and can ruin a couple’s retirement.
Others have not rebalanced their investment portfolios and retain too high a degree of risk in their investment portfolios.
A solution is to develop a well balanced plan as you get close to retirement.
You have nothing to lose! The greatest risk you face as you approach retirement is to leave your assets unprotected from unforeseen circumstances. Don’t let procrastination and excuses rob you of planning for your retirement. The time to begin your planning is now!
To get started call John Lazar At Tax Advice Inc. (650)756-3000.
We Provide "financial relationships based on trust"
*These services are offered by John Lazar through his affiliation with HD Vest
9 Facts About Retirement
Regardless of how you approach retirement, there are some things about it that might surprise you.
Eight Mistakes That Can Upend Your Retirement
There are common mistakes you can avoid when saving for retirement.
Buying vs. Leasing a Car
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
A look inside the U.S. government's statistics on household net worth.
Simple steps may help you foil hackers and protect your privacy.
This calculator demonstrates the power of compound interest.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator helps estimate your federal estate tax liability.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
A presentation about managing money: using it, saving it, and even getting credit.
There are some key concepts to understand when investing for retirement
There are some smart strategies that may help you pursue your investment objectives
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are a number of ways to withdraw money from a qualified retirement plan.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How do the markets usually react to elections? Was the 2016 election any different?
Do you know how to set up your financial goals for success? This knight does.
Take a look at this 2017 Market Recap.
There are three things to consider before dipping into retirement savings to pay for college.
Smart investors take the time to separate emotion from fact.
A bucket plan can help you be better prepared for a comfortable retirement.