We are focused on helping our clients with income tax planning and preparation, and the orderly and tax efficient accumulation, protection and transfer of their wealth.
You have spent your working career building your nest egg. As you approach retirement, you should think about Preserving Your Wealth through Income Tax, Investment*, Estate and Insurance planning With help from John Lazar, your Financial Professional.
When Benjamin Franklin noted that “It’s not how much you make that counts, but how much you keep," he was stating a simple but often overlooked rule of planning for your future.
Why Do We Say This Rule Is Overlooked?
Some Americans who are approaching retirement have not taken steps to protect what they have earned and saved over the years from unforeseen circumstances.
Many have left how to pay the cost of long term care in the home or in a nursing home to chance. These costs can be substantial and can ruin a couple’s retirement.
Others have not rebalanced their investment portfolios and retain too high a degree of risk in their investment portfolios.
A solution is to develop a well balanced plan as you get close to retirement.
You have nothing to lose! The greatest risk you face as you approach retirement is to leave your assets unprotected from unforeseen circumstances. Don’t let procrastination and excuses rob you of planning for your retirement. The time to begin your planning is now!
To get started call John Lazar At Tax Advice Inc. (650)756-3000.
We Provide "financial relationships based on trust"
*These services are offered by John Lazar through his affiliation with HD Vest
Required Reading: The Economic Report of the President
The Economic Report of the President can help identify the forces driving — or dragging — the economy.
How Will Working Affect Social Security Benefits?
Knowing the rules may help you decide when to start benefits.
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.
Here's a breakdown of how the federal government spends your tax money.
It's important to understand the pros and cons when considering a prepaid debit card.
Purchasing homeowners insurance is critical for protecting your home.
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Annuities are versatile tools that can help you save for retirement and generate income in retirement.
A look inside the U.S. government's statistics on household net worth.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
This calculator can help determine whether it makes sense to refinance your mortgage.
Enter various payment options and determine how long it may take to pay off a credit card.
This calculator helps estimate your federal estate tax liability.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
Using smart management to get more of what you want and free up assets to invest.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Learn more about taxes, tax-favored investing, and tax strategies.
There are a number of ways to withdraw money from a qualified retirement plan.
Do you have causes that you want to support with donations? Here are three tips.
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
The seas of the market are constantly shifting, and whether the good ship IPO can set sail may depend heavily on the tides.
What are your options for investing in emerging markets?
Despite recent tax-law changes, many Americans are expected to pay the AMT this year.
If you have a 401(k) with a former employer, you may want to consider an IRA rollover.